Investing
You can lose money. The value of an investment can fall as well as rise, and you may lose some or all of your capital.
No guarantees. Returns are never guaranteed. Past performance does not predict future results.
Liquidity. Some investments cannot be sold or withdrawn quickly, or may carry penalties for early exit.
Market, credit, and currency risk. Prices move, borrowers or counterparties may fail to pay, and exchange rates can reduce the value of your investment in your own currency.
Inflation. Rising prices can reduce what your returns can buy.
Concentration. Putting a large share of your money in one investment increases risk.
Borrowing
Cost. Borrowing costs money. You repay more than you borrow, and fees may apply.
Default. If you cannot repay, you may face fees, damage to your credit record, legal action, and loss of any asset used as collateral.
Rates and currency. Variable rates can rise. If you borrow in a currency different from your income, exchange-rate moves can make repayment more expensive.
Tools and data on this site
Our calculators use assumptions you choose, show illustrations only, and are not forecasts. Market data is indicative and may be delayed.
Get advice
This disclosure does not cover every risk. Please speak with an independent, qualified advisor before you borrow or invest. Read our terms and conditions.
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